{"id":405,"date":"2021-11-04T19:08:00","date_gmt":"2021-11-04T19:08:00","guid":{"rendered":"https:\/\/www.midlandkidsdentist.com\/blog\/?p=405"},"modified":"2022-01-07T14:12:55","modified_gmt":"2022-01-07T14:12:55","slug":"childrens-dental-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.midlandkidsdentist.com\/blog\/childrens-dental-insurance-coverage\/","title":{"rendered":"Getting the Most Out of Dental Insurance for Your Child"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.midlandkidsdentist.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_260327011__1___1638987315_98912.jpg\" alt=\"Teddy bear and oral hygiene supplies; children\u2019s dentistry\" class=\"wp-image-406\" width=\"294\" height=\"195\" srcset=\"https:\/\/www.midlandkidsdentist.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_260327011__1___1638987315_98912.jpg 800w, https:\/\/www.midlandkidsdentist.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_260327011__1___1638987315_98912-300x200.jpg 300w, https:\/\/www.midlandkidsdentist.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_260327011__1___1638987315_98912-768x513.jpg 768w\" sizes=\"auto, (max-width: 294px) 100vw, 294px\" \/><\/figure><\/div>\n\n\n\n<p>Any child who\u2019s old enough to have teeth (which is usually around 6 months of age) is at risk for cavities, and more than 20% of children have had tooth decay by age 5. If you want to protect your child\u2019s smile, then you need to start getting them dental care as early as possible. But what if you have trouble fitting the cost of preventive checkups and possible restorative treatments into your budget? This is where dental insurance can make all the difference. The following post covers the basics of children\u2019s dental insurance coverage; reviewing this information can aid you in maximizing your benefits.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">How Do Dental Insurance Plans Cover Kids?<\/h2>\n\n\n\n<p>You can get dental insurance for your kids at the same time you get it for yourself. If you have a family health plan, it likely already includes specific coverage for pediatric dentistry. However, this is not included in all plans; in these cases, you might have to get a separate pediatric plan. Note that every plan is different, so pay careful attention to the premiums involved as well as the services that are covered. Your insurance company can explain what\u2019s covered under your plan if you\u2019re uncertain of the details.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Should Children\u2019s Dental Insurance Cover?<\/h2>\n\n\n\n<p>Your child\u2019s dental needs will change as they get older; keep that in mind when reviewing the benefits offered by your dental plan. Ideally, you should get a plan that covers 100% (or at least a majority) of the cost of preventive services such as exams, cleanings, and X-rays. There should also be sufficient coverage for basic care your child might need in the event of an oral health problem, such as fillings. Fluoride treatments and dental sealants are typically covered under dental insurance, but it\u2019s not a universal rule, so check your benefits carefully.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Can You Maximize Your Child\u2019s Dental Insurance?<\/h2>\n\n\n\n<p>Regular preventive care is a must if you want to take full advantage of your insurance plan. Almost every dental insurance policy covers two dental checkups and cleanings a year. This not only gives you a chance to use the benefits you\u2019ve paid for, but it also allows your children\u2019s dentist in Midland to check for \u2013 and treat \u2013 problems that could eventually turn into cavities and other smile-threatening issues.<\/p>\n\n\n\n<p>If your child needs additional dental work and you haven\u2019t met your annual maximum yet, it\u2019s better to schedule the appointment sooner rather than later. Remaining benefits will expire at the end of your plan\u2019s year, so using it is the best strategy for making sure your dental dollars don\u2019t go to wake.<\/p>\n\n\n\n<p>If you have additional questions about your child\u2019s dental care and how dental insurance can help you pay for it, contact your <a href=\"https:\/\/www.midlandkidsdentist.com\/new-patients.html\">pediatric dentist<\/a> in Midland today; they\u2019ll be happy to help give you tips for getting the most out of the dental insurance that you\u2019re counting on to provide your family with affordable oral health care.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About the Practice<\/h3>\n\n\n\n<p>At Midland Kid\u2019s Dentist, our dentists always make the extra effort to keep your children comfortable and happy while they\u2019re getting the care they need to protect their smiles for the long term. To make our services more accessible, we accept virtually all PPO insurance plans as well as Medicaid, and we\u2019ll always file the necessary claims on your behalf. To schedule a consultation with your children or ask a dental insurance question, visit our <a href=\"https:\/\/www.midlandkidsdentist.com\/contact-us.html\">website<\/a> or call (432) 520-5437.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Any child who\u2019s old enough to have teeth (which is usually around 6 months of age) is at risk for cavities, and more than 20% of children have had tooth decay by age 5. If you want to protect your child\u2019s smile, then you need to start getting them dental care as early as possible. 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